Watford · Hertfordshire · North London
The finance side,
handled properly.
Andia Financial Advisory looks after the books, the filings and the tax for owner-managed businesses across Hertfordshire — so the numbers are ready when you need them, not nine months after the fact.
- Xero & QuickBooks certified
- Fixed fees agreed up front
- Replies by the next working day
- Free switching from your current accountant
01·Who we are
A small practice, on purpose.
Andia was founded on a simple observation: most small businesses get accurate accounts and very little else. The work is done well, once a year, long after any of it could have been useful.
We keep a deliberately small client list so that everyone gets the kind of attention that used to be reserved for larger companies. Your records stay current. Your deadlines are tracked before they arrive. And when something needs deciding, you speak to the person who already knows the answer rather than raising a ticket.
Most of our clients came to us through recommendation. That's the standard we work to — the kind of service people mention unprompted.
02·What we do
Everything the business needs, in one place.
Take the whole finance function or just the piece that's causing trouble. Most clients start with one and add the rest.
- 01
Bookkeeping & Cloud Accounting
Your records kept current through the year, not reconstructed in a panic each January.
Read more - 02
Year-End Accounts & Corporation Tax
Statutory accounts and CT600s prepared accurately, with your tax position discussed before the year closes.
Read more - 03
VAT & Making Tax Digital
Returns prepared and filed on time, with the right scheme chosen for how you actually trade.
Read more - 04
Payroll & CIS
Staff and subcontractors paid correctly and on time, with the filings handled behind the scenes.
Read more - 05
Self Assessment & Personal Tax
Personal returns for directors, landlords and the self-employed — filed early enough to plan around.
Read more - 06
Company Formation & Structure
Set up properly at the start, so you aren't unpicking it in three years' time.
Read more
03·How we're different
Three things we do that most don't.
- One person who knows your business
- You aren't passed around a call centre. The same person handles your books, prepares your accounts and answers the phone when you ring — so you're never explaining your business from scratch.
- Kept current, not reconstructed
- Records are maintained through the year in cloud software you can see. Deadlines are tracked in advance. Your tax position is reviewed before your year end, while there is still time to act on it.
- Priced before we start
- A fixed monthly or annual fee agreed up front, covering what you actually need. No hourly billing, no invoice for a phone call, no surprise at the end of the year.
In practice
“Every business we look after is somebody's livelihood. That is worth more than a clean filing record, and it's the reason we keep the client list small.”
Switching to us takes one email. We contact your current accountant, request the handover, and take it from there — you don't need to have an awkward conversation, and there's no charge for the changeover.
How we work04·Insights
Worth knowing.
- Tax planning
What your accountant should tell you before your year end
The most useful conversation in the accounting year happens before the books close — not nine months after.
4 min read - Business structure
Sole trader or limited company: the honest answer
Incorporating is not automatically the right move. Here is roughly where the line sits, and what people forget to count.
5 min read - Compliance
Making Tax Digital for Income Tax: who it hits and when
Quarterly reporting is arriving for the self-employed and landlords. If your income is over £50,000, it has already started.
3 min read
Get in touch
Let's start with a conversation.
Tell us where the business is now and what's getting in the way. If we're not the right fit, we'll say so and point you somewhere better.